1. Risk already cancelled or refused by another insurer.

2. Risk that is not identified with the operations of a pharmacy;

3. File having locations and/or operations outside the covered territory.

4. Pharmacies or drugstores that are not affiliated with a McKesson Canada franchise

5. Sales of products/services on the Internet

6. Holistic manufacturing of products or “White label product” type

7. Nutraceuticals - products that are not approved by Health Canada

8. Dietary Programs – Regarding the suggestion of herbal remedies/weight loss products, this does not apply to health education/management or co-relation with other medical conditions (such as diabetes).

9. Cultivation, sale or distribution of medical marijuana products

10. Manufacturer(s) of medical products

11. Pharmaceutical company(ies)